Newsletter

Things to Do Before You Sign a MortgageLess
Things to Do Before You Sign a Mortgage

The following are the top things you need to make sure you’ve handled before signing off on your mortgage. Buying a home doesn’t need to be intimidating— if you follow these steps, you’ll have done a lot to guarantee that your new home experience is as secure as you’d always hoped it would be.

The following are the top things you need to make sure you’ve handled before signing off on your mortgage. Buying a home doesn’t need to be intimidating— if you follow these steps, you’ll have done a lot to guarantee that your new home experience is as secure as you’d always hoped it would be.

Less

Buying a house is an overwhelming experience for many. There are so many details to keep in mind, so many things to get done... Fortunately, the happy day does eventually arrive when you can sit down and sign off on your mortgage. But have you checked off the most critical items on your list? A mortgage is a sizeable financial agreement— you want to make sure that everything is in order before you sign on that dotted line.

Understand the Closing Costs – There are a lot of fees that come up at the end of the home buying process. Responsibility for these closing costs are often worked out during the negotiation process and are often shared between the buyer and seller. Make sure that you have a clear understanding of just how much you will have to pay when you sign off and finalize the deal.

Buying a house is an overwhelming experience for many. There are so many details to keep in mind, so many things to get done... Fortunately, the happy day does eventually arrive when you can sit down and sign off on your mortgage. But have you checked off the most critical items on your list? A mortgage is a sizeable financial agreement— you want to make sure that everything is in order before you sign on that dotted line.

Understand the Closing Costs – There are a lot of fees that come up at the end of the home buying process. Responsibility for these closing costs are often worked out during the negotiation process and are often shared between the buyer and seller. Make sure that you have a clear understanding of just how much you will have to pay when you sign off and finalize the deal.

Less

Get Your Home Inspected – Even if you’re buying a house from your best friend, you should always get a home inspection before buying. Inspections practically pay for themselves— you’ll save a lot of money and headache down the road by knowing exactly what’s going on with your house, especially if an inspector uncovers a major problem before your sale is finalized. Many lenders will require an inspection, but you should make sure that it’s included, in any case. Research the best inspectors in your area and demand that an inspection be conducted on your potential home.

Have an Attorney Check Your Docs – If you can afford it, hiring a lawyer who specializes in real estate law is a good idea. He or she can give you an objective look at your deal that you won’t necessarily get from a real estate agent.

Get Your Home Inspected – Even if you’re buying a house from your best friend, you should always get a home inspection before buying. Inspections practically pay for themselves— you’ll save a lot of money and headache down the road by knowing exactly what’s going on with your house, especially if an inspector uncovers a major problem before your sale is finalized. Many lenders will require an inspection, but you should make sure that it’s included, in any case. Research the best inspectors in your area and demand that an inspection be conducted on your potential home.

Have an Attorney Check Your Docs – If you can afford it, hiring a lawyer who specializes in real estate law is a good idea. He or she can give you an objective look at your deal that you won’t necessarily get from a real estate agent.

Less
Plan a Great Family Reunion on a BudgetLess
Plan a Great Family Reunion on a Budget

Whether you’re expecting a dozen cousins or several hundred relatives, planning a meaningful, memorable and budget-friendly family reunion is a challenge. It takes time and organizational skills but these 5 ideas should help take some weight off your shoulders! 

Whether you’re expecting a dozen cousins or several hundred relatives, planning a meaningful, memorable and budget-friendly family reunion is a challenge. It takes time and organizational skills but these 5 ideas should help take some weight off your shoulders! 

Less

With American families becoming separated by vast distances throughout the country, family reunions have become an increasingly important way to keep connected. According to the United States Travel Association, 72 million adults traveled to a family reunion in the past three years. But as the economy tightens, expensive transportation costs and hotel rates might keep family members at home.

Despite limited budgets, extended families do not have to take out loans to enjoy each other's company. Here are some tips to keep in mind before your next family reunion:

  •  Set a family reunion budget. Talk to different family members about what they can spend on travel, accommodations, food, activities and other expenses.

  •  Decide the reunion's length and location. If you're on a tight budget, consider a weekend barbecue and trip to the lake rather than a week at an oceanfront hotel. Consider hosting the reunion in one family's hometown where some family members can stay with the host family. Keep in mind the number of people who will attend, their ages and any specific needs they might have.

  •  Plan your itinerary. Use your set budget to plan your activities. Think of free activities that families can enjoy together, like swimming, hiking and playing games. Don't feel the need to schedule every moment.

  •  Make assignments. Assign one person to handle accommodations, one to handle activities and another to plan meals or other details. Break up tasks at the reunion in the same manner.

  •  Share family history. Sharing family history builds memories. Display a slide show of family photographs. Interview family members about their lives, fill out a family tree and take plenty of pictures.

With American families becoming separated by vast distances throughout the country, family reunions have become an increasingly important way to keep connected. According to the United States Travel Association, 72 million adults traveled to a family reunion in the past three years. But as the economy tightens, expensive transportation costs and hotel rates might keep family members at home.

Despite limited budgets, extended families do not have to take out loans to enjoy each other's company. Here are some tips to keep in mind before your next family reunion:

  •  Set a family reunion budget. Talk to different family members about what they can spend on travel, accommodations, food, activities and other expenses.

  •  Decide the reunion's length and location. If you're on a tight budget, consider a weekend barbecue and trip to the lake rather than a week at an oceanfront hotel. Consider hosting the reunion in one family's hometown where some family members can stay with the host family. Keep in mind the number of people who will attend, their ages and any specific needs they might have.

  •  Plan your itinerary. Use your set budget to plan your activities. Think of free activities that families can enjoy together, like swimming, hiking and playing games. Don't feel the need to schedule every moment.

  •  Make assignments. Assign one person to handle accommodations, one to handle activities and another to plan meals or other details. Break up tasks at the reunion in the same manner.

  •  Share family history. Sharing family history builds memories. Display a slide show of family photographs. Interview family members about their lives, fill out a family tree and take plenty of pictures.

Less
Get Your Car Spring ReadyLess
Get Your Car Spring Ready

Cars take a heavy beating especially after winter, so it is very important for people to be aware of the dangers when driving a car that is not ready for a new season.

Cars take a heavy beating especially after winter, so it is very important for people to be aware of the dangers when driving a car that is not ready for a new season.

Less
How to Make The World's Best Potato SaladLess
How to Make The World's Best Potato Salad

See how to make this creamiest, richest potato salad you've ever had—the secret is in the dressing!

See how to make this creamiest, richest potato salad you've ever had—the secret is in the dressing!

Less
Runaway Cow Wanders To A Chick-Fil-ALess
Runaway Cow Wanders To A Chick-Fil-A

A runaway cow found some unlikely refuge at a fast food restaurant that is known for their chicken. Check out this hilarious video of a cow raising havoc!

A runaway cow found some unlikely refuge at a fast food restaurant that is known for their chicken. Check out this hilarious video of a cow raising havoc!

Less

SOCIAL MEDIALess

SOCIAL MEDIA

CONTACTLess

CONTACT

Success Mortgage Partners

Reverse Mortgage

Success Mortgage Partners

Reverse Mortgage

Less

Phone: 1-833-SMP-RVMG or 1-833-767-7864

Phone: 1-833-SMP-RVMG or 1-833-767-7864

Less

This material has not been reviewed, approved, or issued by HUD, FHA, or any governmental agency. The company is not affiliated with or acting on behalf of or at the direction of HUD, FHA or any other government agency. Success Mortgage Partners, Inc., 1200 South Sheldon Road, Suite 150, Plymouth, MI 48170, NMLS #130562, HUD ID No. 21293-0000-5, MI #FR0020098, FL #MLD 623, NMLS #130562, GA #GRMA-36474, IN #19238, IL #MB 6761028, TX Reg #130562, NC #L-159206. Not all products and options are available in all states. Terms subject to change without notice. This is not a loan commitment. All loans are subject to approval.

This material has not been reviewed, approved, or issued by HUD, FHA, or any governmental agency. The company is not affiliated with or acting on behalf of or at the direction of HUD, FHA or any other government agency. Success Mortgage Partners, Inc., 1200 South Sheldon Road, Suite 150, Plymouth, MI 48170, NMLS #130562, HUD ID No. 21293-0000-5, MI #FR0020098, FL #MLD 623, NMLS #130562, GA #GRMA-36474, IN #19238, IL #MB 6761028, TX Reg #130562, NC #L-159206. Not all products and options are available in all states. Terms subject to change without notice. This is not a loan commitment. All loans are subject to approval.

Less